what is considered tobacco use for health insurance Exploring Surcharges Smoking impacts more than just

Smoking impacts more than just your health over time. It can also affect how insurers assess risk and calculate premiums. This World No Tobacco Day, taking a step toward quitting could help Reminder to Employers: Don't Get Burned by a Non Compliant Smoker's Surcharge Ice Miller Thought Leadership Hiding tobacco use from your insurance provider is a fast track to a rejected claim. If you use tobacco, keep these 3 rules in mind before buying term insurance:, 1 Total Disclosure: You must How to Pass a Nicotine Test for Health Insurance Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. # Puffs & pegs, and your health insurance

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